Smart Trader Funds vs TX3 Funding
Two prop firms compared on funding, profit splits, challenge rules, and payouts.
Last updated: March 21, 2026
Quick Verdict
TX3 Funding wins this comparison — 2 out of 3 categories.
Our analysts reviewed both options across pricing, reputation, and trading conditions. TX3 Funding came out ahead based on our scoring criteria. Read each category below for the full breakdown.
Side-by-Side Comparison
Pricing
TX3 Funding winsBoth firms charge comparable challenge fees, so pricing alone should not be the deciding factor in your choice.
Smart Trader Funds$99 (10k account)
TX3 Funding$97 (10k account)Drawdown Rules
Both firms apply similar drawdown rules. Neither has a meaningful edge in this category.
Smart Trader Funds6-10% (varies by programme)TX3 Funding10%Trading Platforms
Both firms offer the same platform options, so neither has an advantage in this category.
Smart Trader FundsTX3 FundingReputation & Trust
TX3 Funding winsTX3 Funding has built a stronger reputation among funded traders. With an EntryLab rating of 4.40/10, it outperforms Smart Trader Funds, which scores 4.20/10 on our platform. Reputation matters especially in the prop trading space where payout reliability is paramount.
Smart Trader Funds4.20TX3 Funding4.40Scaling & Max Funding
Smart Trader Funds winsBoth firms offer equivalent maximum funding levels. Neither has an advantage for traders looking to scale.
Smart Trader Funds$300,000TX3 Funding$200,000Profit Split & Payouts
Both firms offer comparable profit splits, making this a tie. Review the full payout terms including withdrawal minimums before deciding.
Smart Trader Funds70% (Fast Track), 80-90% (Regular/Pro)TX3 FundingUp to 90%Challenge Structure
Both firms offer comparable challenge structures. The choice between them may come down to the specific challenge format you prefer.
Smart Trader FundsTX3 FundingOur Pick
TX3 Funding Wins This Round
Based on our side-by-side analysis, TX3 Funding edges ahead in this matchup. Get started today.
Visit TX3 FundingReady to Choose?
Frequently Asked Questions
Is Smart Trader Funds better than TX3 Funding?
Based on our analysis across 7 categories, TX3 Funding wins overall. It outperforms Smart Trader Funds in areas including Reputation & Trust. That said, both firms are reputable options for funded traders.
Which has better profit split, Smart Trader Funds or TX3 Funding?
Both firms offer similar profit splits — Smart Trader Funds offers N/A and TX3 Funding offers N/A.
Is Smart Trader Funds trustworthy?
Smart Trader Funds holds an EntryLab rating of 4.20/10 based on our editorial review. We evaluate prop firms on payouts, challenge fairness, support quality, and regulatory standing. Always conduct your own due diligence before funding a challenge.
Which has a cheaper challenge fee, Smart Trader Funds or TX3 Funding?
Both firms charge comparable fees — Smart Trader Funds starts at N/A and TX3 Funding at N/A.
What is the maximum funding at Smart Trader Funds vs TX3 Funding?
Smart Trader Funds offers maximum funded accounts of N/A, while TX3 Funding offers up to N/A. Both allow traders to scale their accounts over time.
Which is better for beginner traders, Smart Trader Funds or TX3 Funding?
TX3 Funding may be more beginner-friendly due to its lower entry fee and clear challenge structure. Both firms have challenges suitable for traders at different skill levels.