FTMO vs Funding Pips
Two prop firms compared on funding, profit splits, challenge rules, and payouts.
Last updated: March 18, 2026
Side-by-Side Comparison
Pricing
Funding Pips winsOn pricing, Funding Pips offers better value. Its challenge fee starts at varies, which is lower than FTMO's from $155. For traders watching their costs, Funding Pips represents a more affordable path to funded trading.
FTMOFrom €155 (€10K) to €1,080 (€200K)
Funding Pips$59 (5k account)Drawdown Rules
Both firms apply similar drawdown rules. Neither has a meaningful edge in this category.
FTMO10%Funding Pips8% (trailing) or 10% (static)Trading Platforms
Both firms offer the same platform options, so neither has an advantage in this category.
FTMOFunding PipsReputation & Trust
FTMO winsFTMO has built a stronger reputation among funded traders. With an EntryLab rating of 4.80/10, it outperforms Funding Pips, which scores 4.50/10 on our platform. Reputation matters especially in the prop trading space where payout reliability is paramount.
FTMO4.80Funding Pips4.50Scaling & Max Funding
FTMO winsFTMO offers higher maximum funding, making it the better choice for traders looking to scale up. Funded accounts can reach $200K ($2M scaled), compared to Funding Pips's maximum of $2M. For serious traders focused on growing their account size, FTMO has the edge.
FTMO$2,000,000Funding Pips$300,000Profit Split & Payouts
Funding Pips winsFunding Pips offers a superior profit-sharing arrangement. Traders keep up to 80-95% of profits, with payouts on a regular schedule. FTMO offers 80-90% with standard payouts, which is less favourable for traders maximising their earnings.
FTMO80% (up to 90% with scaling)Funding PipsUp to 90%Challenge Structure
Both firms offer comparable challenge structures. The choice between them may come down to the specific challenge format you prefer.
FTMOFunding PipsReady to Choose?
Frequently Asked Questions
Is FTMO better than Funding Pips?
FTMO and Funding Pips are evenly matched across our 7 comparison categories. The better firm depends on your specific trading goals and risk tolerance.
Which has better profit split, FTMO or Funding Pips?
Funding Pips offers the higher profit split. FTMO offers up to 80-90% while Funding Pips offers 80-95%.
Is FTMO trustworthy?
FTMO holds an EntryLab rating of 4.80/10 based on our editorial review. We evaluate prop firms on payouts, challenge fairness, support quality, and regulatory standing. Always conduct your own due diligence before funding a challenge.
Which has a cheaper challenge fee, FTMO or Funding Pips?
Funding Pips offers the more affordable challenge. FTMO starts at from $155 and Funding Pips starts at varies.
What is the maximum funding at FTMO vs Funding Pips?
FTMO offers maximum funded accounts of $200K ($2M scaled), while Funding Pips offers up to $2M. Both allow traders to scale their accounts over time.
Which is better for beginner traders, FTMO or Funding Pips?
Both firms offer accessible challenge structures for newer funded traders. Review the profit targets and drawdown rules carefully before committing.