Fintokei vs FTMO
Two prop firms compared on funding, profit splits, challenge rules, and payouts.
Last updated: March 18, 2026
Quick Verdict
Fintokei wins this comparison — 3 out of 4 categories.
Our analysts reviewed both options across pricing, reputation, and trading conditions. Fintokei came out ahead based on our scoring criteria. Read each category below for the full breakdown.
Side-by-Side Comparison
Pricing
Fintokei winsOn pricing, Fintokei offers better value. Its challenge fee starts at from €99, which is lower than FTMO's from $155. For traders watching their costs, Fintokei represents a more affordable path to funded trading.
FTMOFrom €155 (€10K) to €1,080 (€200K)Drawdown Rules
Both firms apply similar drawdown rules. Neither has a meaningful edge in this category.
FTMO10%Trading Platforms
Both firms offer the same platform options, so neither has an advantage in this category.
FTMOReputation & Trust
FTMO winsFTMO has built a stronger reputation among funded traders. With an EntryLab rating of 4.80/10, it outperforms Fintokei, which scores 4.30/10 on our platform. Reputation matters especially in the prop trading space where payout reliability is paramount.
FTMO4.80Scaling & Max Funding
Fintokei winsFintokei offers higher maximum funding, making it the better choice for traders looking to scale up. Funded accounts can reach €400K (€4M scaled), compared to FTMO's maximum of $200K ($2M scaled). For serious traders focused on growing their account size, Fintokei has the edge.
FTMO$2,000,000Profit Split & Payouts
Fintokei winsFintokei offers a superior profit-sharing arrangement. Traders keep up to 80-95% of profits, with payouts on a regular schedule. FTMO offers 80-90% with standard payouts, which is less favourable for traders maximising their earnings.
FTMO80% (up to 90% with scaling)Challenge Structure
Both firms offer comparable challenge structures. The choice between them may come down to the specific challenge format you prefer.
FTMOOur Pick
Fintokei Wins This Round
Based on our side-by-side analysis, Fintokei edges ahead in this matchup. Get started today.
Read Fintokei ReviewReady to Choose?
Frequently Asked Questions
Is Fintokei better than FTMO?
Based on our analysis across 7 categories, Fintokei wins overall. It outperforms FTMO in areas including Pricing and Profit Split & Payouts. That said, both firms are reputable options for funded traders.
Which has better profit split, Fintokei or FTMO?
Fintokei offers the higher profit split. Fintokei offers up to 80-95% while FTMO offers 80-90%.
Is Fintokei trustworthy?
Fintokei holds an EntryLab rating of 4.30/10 based on our editorial review. We evaluate prop firms on payouts, challenge fairness, support quality, and regulatory standing. Always conduct your own due diligence before funding a challenge.
Which has a cheaper challenge fee, Fintokei or FTMO?
Fintokei offers the more affordable challenge. Fintokei starts at from €99 and FTMO starts at from $155.
What is the maximum funding at Fintokei vs FTMO?
Fintokei offers maximum funded accounts of €400K (€4M scaled), while FTMO offers up to $200K ($2M scaled). Both allow traders to scale their accounts over time.
Which is better for beginner traders, Fintokei or FTMO?
Fintokei may be more beginner-friendly due to its lower entry fee and clear challenge structure. Both firms have challenges suitable for traders at different skill levels.